:root{--navy:#1b3a5c;--sky:#2e7fc1;--sun:#f5a623;--paper:#fff;--stone:#f2f4f6;--ink:#26313c}*{margin:0;padding:0;box-sizing:border-box}body{font-family:Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.65;background:var(--paper)}a{color:var(--sky)}.wrap{max-width:1080px;margin:0 auto;padding:0 18px}.topbar{background:var(--navy);color:#fff;font-size:14px;padding:6px 0;text-align:center}.topbar a{color:var(--sun);font-weight:700;text-decoration:none}header{background:var(--paper);border-bottom:3px solid var(--sky);padding:14px 0}.header-flex{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:10px}.logo{font-size:24px;font-weight:700;color:var(--navy);text-decoration:none;line-height:1.2}.logo span{color:var(--sky)}nav ul{list-style:none;display:flex;gap:22px;flex-wrap:wrap}nav a{text-decoration:none;color:var(--ink);font-weight:700;font-size:15px;text-transform:uppercase}nav a:hover{color:var(--sky)}.hero{background:var(--navy);color:#fff;text-align:center;padding:60px 18px 54px}.hero h1{font-size:38px;margin-bottom:10px}.hero p.sub{font-size:19px;letter-spacing:1px;text-transform:uppercase;margin-bottom:6px;color:#dbe8f4}.hero p.line{font-size:17px;margin-bottom:24px;color:#dbe8f4}.btn-call{display:inline-block;background:var(--sun);color:var(--navy);font-size:22px;font-weight:700;padding:14px 34px;border-radius:6px;text-decoration:none}.btn-call:hover{background:#ffb84d}.strip{background:var(--stone);padding:14px 0;text-align:center;font-weight:700;color:var(--navy);font-size:15px}.twocol{display:flex;gap:34px;padding:44px 0;flex-wrap:wrap}.twocol .main{flex:1 1 560px}.twocol aside{flex:1 1 300px}h2{font-size:26px;margin:26px 0 12px}h2,h3{color:var(--navy)}h3{font-size:20px;margin:20px 0 8px}.main p{margin-bottom:14px}.main ul{margin:0 0 14px 22px}.main li{margin-bottom:6px}.quote{background:var(--stone);border-top:5px solid var(--sun);padding:24px;border-radius:6px;position:-webkit-sticky;position:sticky;top:16px}.quote h3{margin-top:0;text-align:center;font-size:22px}.quote label{display:block;font-size:13px;font-weight:700;margin:12px 0 4px}.quote input,.quote select,.quote textarea{width:100%;padding:10px;border:1px solid #c6ced6;border-radius:4px;font-size:15px;font-family:inherit}.quote textarea{min-height:80px}.quote button{width:100%;margin-top:16px;background:var(--sky);color:#fff;border:0;font-size:17px;font-weight:700;padding:13px;border-radius:4px;cursor:pointer}.quote button:hover{background:#24689f}.quote button:disabled{background:#8fb4d2;cursor:default}.quote .ph{display:block;color:var(--navy);text-decoration:none;font-size:18px}.quote .ok,.quote .ph{text-align:center;margin-top:12px;font-weight:700}.quote .ok{color:#1c7a3d}.quote .err{margin-top:12px;text-align:center;color:#b01c1c;font-weight:700}.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));grid-gap:18px;gap:18px;margin:26px 0}.card{background:var(--stone);border-radius:6px;padding:22px;border-left:5px solid var(--sky)}.card h3{margin-top:0}.card a{font-weight:700;text-decoration:none}.band{background:var(--sky);color:#fff;text-align:center;padding:34px 18px}.band h2{color:#fff;margin:0 0 10px}footer{background:var(--navy);color:#c9d6e2;padding:36px 0;font-size:14px}.foot-flex{display:flex;gap:40px;flex-wrap:wrap}footer h4{color:#fff;margin-bottom:10px;font-size:15px;text-transform:uppercase}footer ul{list-style:none}footer li{margin-bottom:6px}footer a{color:#c9d6e2;text-decoration:none}footer a:hover{color:var(--sun)}.copyright{text-align:center;margin-top:26px;border-top:1px solid #2c4d73;padding-top:16px}.content-img{width:100%;height:auto;border-radius:6px;display:block;margin:0 0 26px}@media(max-width:640px){.hero h1{font-size:27px}nav ul{gap:14px;font-size:13px}}